Ratnakar

Where India's artistry meets luxury

RATNAKAR
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    Why Ratnakar

    • Our VisionFinest custodian of India's jewellery heritage
    • Our MissionHighest standards of quality & beauty
    • Our PromiseAuthenticity, excellence & trust
    • 27 Quality ChecksOn every piece before it reaches you
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  • About Us

Terms of Use

Last updated: July 1, 2026

1. Acceptance of Terms

By accessing and using the Ratnakar website (ratnakar.com), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.

2. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, product designs, and software, is the property of Ratnakar and is protected by Indian and international copyright, trademark and other intellectual property laws.

3. Product Information

We make every effort to display our products accurately. However, colours, finishes and details may vary slightly due to screen settings and photographic limitations. All weights and measurements are approximate. Prices are subject to change without notice.

4. Orders and Payment

All orders are subject to acceptance and availability. We reserve the right to refuse any order. Payment must be received in full before dispatch. Prices shown are in Indian Rupees (INR) and include applicable GST.

5. Shipping and Delivery

We aim to deliver within the estimated timeframes provided at checkout. Delivery dates are estimates only and not guarantees. Risk of loss passes to you upon delivery. All shipments are fully insured.

6. Returns and Refunds

Eligible items may be returned within 14 days of receipt in their original, unworn condition with all packaging and documentation. Bespoke, engraved, and personalised items are non-returnable. Refunds will be processed within 7-10 business days of receiving the returned item.

7. Limitation of Liability

To the fullest extent permitted by law, Ratnakar shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of this website or purchase of our products.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Mumbai, India.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on this page. Your continued use of the website constitutes acceptance of the revised Terms.

10. Contact

For any questions about these Terms, please contact us at legal@ratnakar.com.

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